Most people have losses today, but one owner now asks what few people think: what is the longest, what are you without one?

The post, which shared with R/Middlestfinance, quickly exploded with answers – many of the fact that he was hardly pushing against the idea that payment was just a fact of life.

The original poster explained that it manages the subcompact SUV 2016 with 131,000 miles and is looking forward to repaying a loan $ 460 per month. But the people around them still suggest that they exchange it for something new. “Their logic is,” you will always have, because the payment except for several months to the year of your life at once, “they wrote.” I don’t want to believe it. “

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It turned out that most comments were not.

“Who tells you?” One person composed. “I’m in my middle form and only on my second, because in my life. I pay cash and drive them until the wheels fall.”

Another one added: “Because payments are the plague in the middle class.”

A common topic has appeared: many redditors have been avoided for years, sometimes decades have avoided payments, and strongly encourage others to do it. One person stated that since 2007 she had a payment, and another boasted for about 21 years without payments.

People stressed that even if repairs occur, often cheaper than launching a new loan.

“The repair is part of life. My current car is wearing 190 kilometers and repairs were certainly more common, probably about $ 1,000-1500 a year,” one person wrote. “This fades compared to probably at least $ 300-400/monthly, more increased insurance costs and registration costs and depreciation.”

Others pointed out that learning basic maintenance could help the car to endure much longer without the need for a mechanic for Evehyting.

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Many of them offered the same advice: continue the car and bank a monthly payment instructions.

“You have already created your lifestyle around this car payment,” one comment said. “Don’t change it when the loan is over – direct payments to the savings account.”