3 dividend shares that are ideal for millennial investors Motley fool

Are you currently at the age of 30 to 45? In other words, are you millennia? If so, you are in a busy time in your life. In addition to transforming career work, any children you probably have AGD school. You can also be the owner of a house that can also require time and effort.

Just don’t forget to start tucking some more serious money to retire while you probably got enough incoming. You still have the planting of time to grow a nice nesting egg, but it seems that time starts from here much faster.

The good news is that many of you are saving. However, as Motley Fool’s own research emphasizes, you invest much more of your money in growth shares than dividend shares. This is understandable – you need to grow much more than you need right now. But with retirement at least in sight, it would not be wrong to start moving at least some of your portfolio to hold, which are a little more predictable.

For this purpose, there is a closer look at three dividend shares that are ideal for millennia, not because they are creating a tone of hostility right now, but because they are offered an excellent combination of division growth and long -term capital potential. You can even decide to stick to them even if you have retained.

1. Coca-Cola

It is such a commonly proposed selection of dividends that it has almost become a cliché. Yet a giant drink Coca-Cola (Ko 0.06%) It is probably one of the best investment in consumer goods due to different product portfolio and proven capabilities of the company to launch these products.

Yes, Coca-Cola is a parent of the most popular soda in the world. But it is much more. In addition to coke, this company is parent for carbonated drinks such as Sprrite and Barq root beer, but also gold top tea and sports drink Powerade. The Coca-Cola family also includes small juices, Dasani Water and Glass’s Smartwater and Vitaminwater, along with more than a dozen other brands. It’s something for the constantly changing consumer preferences.

In addition, it has marketing muscles to keep these products at the top of consumers’ mind. The net size of Coca-Cola can actually give it an unfair advantage over its opponents. But investors don’t want to do it. They want to own companies that can dominate and continue to be in a hard economic environment. This is sure of this company.

From the race, this does not hurt the bull case that packed drinks are often purchased outside the custom, and are equally considered to be affordable, although consumers reduce their expenses in other areas.

And the long -term results of the company say so much. Coca-Cola has not only paid a quarterly dividend, such as a watch for decades, but has increased its annual payout over the last 63 years. This lane is unable to end at any time soon, if at all. Therefore, it is a name that Easyy would turn into “forever”.

Newcomers would join this ticker, while its prospective yield forward is, by the way, less than 3%. It’s not bad.

2. Qualcomm

Yes, a technology company Qualcomm (QCOM -1.16%) Countries have a dividend. It’s not huge, you don’t mind; Certainly you will find higher yields than its prospective dividend yields 2.2%.

However, income here is not necessary for your Immondae. Dividends are just a way to reduce part of your aimed volatility, and perhaps establish a position that in the remote future produces a meaningful dividend source.

Just don’t care too long if you want to own one of the few technological shares on the market that pays a decent dividend. See, in the next few years, it could be huge for Qualcomm because of the ongoing development of artificial intelligence.

Anyone holding a finger on the pulse of the AI ​​movement probably knows that Qualcomm has been prominently listed in it. In fact, it was strikingly omitted from most. As names Nvidia and Palantant were his linkpins.

Qualcomm, however, just did not fit all the time. Actually developed a mobile processor capable of processing workload of artificial intelligence before deck Apple Last year, Apple Intelligence for iPhone 15 (and later) has released its Apple Intelligence application. Qualcomm is like Snapdragon X Elite Processor introduced in 2023 was in fact the purpose of turning laptops into mobile separate devices AI.

And it delivered. In 2024, these first remedial measures were able to manage up to 13 billion different parameters from the device itself than to punish this computing work, which was more than four times faster at the time than any competitive option. Since then, Snapdragon has been capable of AI capable of Qualcomm has been several considerable improvisations, which is that you look carefully-you can find this processor in your laptops, included several several several several several several several several several several several few few more than the Greek Microsoft Surface laptops and a handful Samsung Smartphones.

Now it doesn’t matter much. As their costs decrease, while consumer expectations of mobile AI are rising, Global Market Insights believes that mobile artificial intelligence industry will grow on average at an average annual rate by more than 25% by 2034. Qualcomm is perfectly located to earn this growth.

3. Capital One

Finally, Millennials might want to add Capital One (COF -1.74%) On their list of ideal dividend shares for purchasing and holding indefinitely.

On the surface it does not require it to seem to be a necessary name. Its return of dividend is the mother of 1.1%and credit cards with slow growth are a dozen to say. There’s nothing special about this.

Except that it exists.

We remind you that Capital One recently completed the acquisition of the opponent’s opponent. It doesn’t mean much on the surface. But it means a lot under the proverbial hood. With this acquisition now one of the larger credit card publishers in the world also owns a payment network in the same vein as as as Visa gold Mastercard. Discover’s payment network is still small compared to MasterCard or Visa, so that I have a clear report with the same reporting capital, the share of Discover in the US processing market is 2% and we only have a global basis. But this is not a bad thing. It sets an internship for the importance of growth from new and improved capital.

See, Capital One corresponds to about one in 10. All cards based on the US, which gives the company a meaningful leverage when asking traders to add the Discover payment network to their payment capabilities. And in that capital and Discover they are now one and the same, they can both share costs or offer more attractive conditions for traders accepting card payments. Even the modest further penetration of the payment network market would also be meaningful.

The race, Capital One, almost certain, intends to promote its banking services for the Discover card holders.

Yet the dividend yield is barely more than 1%? Consider this: Although the company does not increase it every year (and even reduced it during and due to the COVVI-19 pandemic), the current quarterly $ 0.60 payment payment by $ 50% more than a 10-year payout 60% better than its payouts years ago when the company brought a serious Devidend. During this time, the shares also almost tripled the price, strengthening healthy repurchases of shares. Investors of patients are therefore well rewarded here. It is not likely that this will change in the near or distant future, especially now that the company is equipped to become a real industrial disruptor.